Privacy policy.

Effective Date: October 4, 2025

At Belle & Oak Insurance, your privacy is part of our promise—to protect what matters most with grace, strength, and integrity. This policy explains how we handle your personal information.

1. Information We Collect

We may collect:

  • Personal Information: Name, contact details, birthdate, and insurance needs

  • Application Data: Health, vehicle, property, or travel details relevant to coverage

  • Payment Info: Billing details for policy transactions

  • Technical Data: IP address, browser type, and site usage via cookies

2. How We Use It

We use your data to:

  • Provide insurance quotes and services

  • Process applications and payments

  • Communicate policy updates and offers (with your consent)

  • Comply with legal and regulatory obligations

3. Sharing Your Info

We may share your data with:

  • Licensed insurance carriers and underwriters

  • Payment processors and service providers

  • Regulatory bodies if required

We do not sell your personal data.

4. Cookies

Cookies help us improve your experience. You can manage them in your browser settings.

5. Your Rights

You may:

  • Access or correct your data

  • Request deletion

  • Opt out of marketing communications

📧 Contact: support@belleandoak.com

6. Children’s Privacy

We do not knowingly collect data from children under 13.

7. Changes

We may update this policy. Revisions will be posted with a new effective date.

Contact:

Site Administrator: Amanda Scoggin email: amanda@belleoakinsurance.com

phone: 704-610-1199

Live Oak tree, view looking up into the branches, with the branches sticking out all around like the spokes of a wheel. Lush green leaves covering like a canopy as sun just peaks through on the brown woody bark.